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Australian Financial Calculators

Explore tools designed around Australia's financial system, including income tax, superannuation and study loan repayments.

Available calculators

Use the tools below to estimate important parts of your finances in Australia.

Income Tax Calculator

Estimate your Australian income tax, Medicare levy and after-tax income using the supported rules.

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Superannuation Calculator

Estimate employer superannuation contributions and the potential long-term growth of your retirement savings.

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HELP Repayment Calculator

Estimate compulsory HELP or other Australian study loan repayments based on your income.

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Tax system

Understanding Australian taxes

Individual income tax is primarily administered at the federal level in Australia. The amount you ultimately keep may also be affected by the Medicare levy and certain repayment obligations.

Federal income tax

Australian tax residents are generally taxed under a progressive system where different portions of taxable income are subject to different rates.

Medicare levy

The Medicare levy may be charged in addition to income tax to help fund Australia's public healthcare system.

HELP and study loans

Certain Australian study loans may require compulsory repayments once income exceeds the applicable thresholds.

Retirement savings

Superannuation in Australia

Superannuation is Australia's retirement savings system in which employers generally make contributions for eligible employees.

Employer contributions

Eligible employers generally contribute a percentage of an employee's earnings to a superannuation fund.

Additional contributions

Depending on your circumstances, you may also be able to make personal or additional contributions to your superannuation.

Long-term growth

Investment returns, fees, contribution levels and the investment horizon can significantly affect your future super balance.

Key Australian calculators

Australian calculators focus on rules specific to the country's tax system, study loans and retirement savings framework.

Income tax

Estimate federal income tax, the Medicare levy and after-tax income from your annual income.

Superannuation

Project superannuation contributions and the potential long-term growth of your retirement savings.

HELP loans

Estimate compulsory Australian study loan repayments based on your income.

How to use the calculators

Choose the calculator that matches your situation, enter the requested information and use the results to better understand the Australian financial rules that may apply to you.

Choose a calculator

Select the tool that matches your income tax, superannuation or study loan question.

Enter your information

Provide your income, contributions or other information required for the calculation.

Review the results

Review the estimates and compare different scenarios based on your financial situation.

Important information

Australian tax rules, rates, repayment thresholds, superannuation rules and other parameters can change. Calculator results are general estimates and do not constitute tax, financial or legal advice.