Terms of Use

By accessing Frontiers Finance or using its calculators, you agree to these Terms of Use without reservation.

If you do not agree, you must immediately stop using the website.

Frontiers Finance provides financial, tax, and savings calculators together with educational content.

The website is intended to improve general understanding of financial concepts. It does not provide personalized professional services.

Results and information are provided solely for informational and educational purposes.

They do not constitute financial, tax, accounting, legal, or investment advice.

Before making an important decision, verify all information with official authorities or consult a qualified professional.

Results are generated automatically based on the information entered by the user, stated assumptions, and data available when a calculator was last updated.

They may differ from results produced by a financial institution, tax authority, employer, or professional.

Personal circumstances, exceptions, deductions, benefits, special rules, or recent legislative changes may not be included.

We make reasonable efforts to provide useful information and keep our calculators current. However, we do not guarantee that the website will always be accurate, complete, current, available, or error-free.

To the extent permitted by law, Frontiers Finance and its team will not be liable for losses or damages arising from use of the website, inability to use it, or decisions made using its results.

Nothing in these terms excludes liability that cannot legally be excluded.

You may use the website for personal, educational, and lawful purposes.

You must not:

• interfere with the operation or security of the website;
• access systems, data, or accounts without authorization;
• transmit unlawful or malicious content;
• reproduce or resell a substantial part of the website without prior permission;
• use automated tools in a way that overloads or damages the service.

Unless otherwise stated, Frontiers Finance original text, interfaces, calculators, visual elements, and branding belong to the website or are used with permission.

No ownership rights are transferred to you through your use of the website.

The website may link to government websites, financial institutions, and other external services.

Frontiers Finance does not control these services and is not responsible for their content, availability, or practices.

We may modify the website and these terms when necessary.

The last updated date at the top identifies the current version.

This website is accessible worldwide. These terms are governed by and construed in accordance with the laws applicable in Quebec and the federal laws of Canada.

Courts of competent jurisdiction in Quebec will have exclusive jurisdiction over any disputes, subject to applicable mandatory laws.

Questions about these terms may be sent to contact@frontiersfinance.com.