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Universal calculator

Investment growth calculator

Project the future value of your savings based on your initial amount, periodic contributions, annual return, management fees and inflation.

Investment settings

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Estimated result

Enter the investment settings to estimate its growth.

How the calculation works

The estimated future value is calculated using your initial amount, periodic contributions, annual return, management fees and investment duration.

Calculation formula

Periodic rate (rpr_p) :

rp=(1+Rannual−Ffees100)1n−1r_p = \left(1 + \frac{R_{\text{annual}} - F_{\text{fees}}}{100}\right)^{\frac{1}{n}} - 1

Period balance (FVFV) :

FV=(Previous Balance+Contribution)×(1+rp)FV = (\text{Previous Balance} + \text{Contribution}) \times (1 + r_p)

Inflation-adjusted balance (FVrealFV_{\text{real}}) :

FVreal=Balance(1+i100)yearFV_{\text{real}} = \frac{\text{Balance}}{\left(1 + \frac{i}{100}\right)^{\text{year}}}

The inflation-adjusted value is calculated separately to estimate the future purchasing power of the investment in today’s dollars.

Important information

The selected rate of return is assumed to remain constant throughout the investment period. Actual investment returns may vary significantly from year to year.

This calculator does not account for taxes, tax credits, deductions, account-specific rules, withdrawals, transaction fees or other possible charges.

This calculator provides an estimate for informational and educational purposes only. Results do not constitute financial, tax, legal or investment advice.