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Explore U.S. financial calculators for take-home pay, retirement accounts and long-term savings. Federal retirement calculators can be opened directly, while state selection is requested only when the calculation depends on state tax rules.
Content written and reviewed by the Frontiers Finance team · Last updated: August 17, 2026
Financial calculators
Choose the financial calculator that matches what you want to estimate. Federal retirement tools open directly, while calculators affected by state taxes will ask you to select a state.
Estimate your take-home salary after federal and provincial or territorial deductions.
Estimate your 401(k) contributions and retirement savings growth.
Estimate your Traditional IRA contributions and savings growth.
Estimate your Roth IRA contributions and retirement savings growth.
Some U.S. financial calculations vary by state because state income tax rates, brackets and deductions can affect the result.
Net salary depends on both federal rules and the tax rules of the selected state. Choose the take-home pay calculator to select your state and estimate your after-tax income.
Choose a state and calculate take-home pay →These retirement calculators are primarily based on federal contribution and tax rules, so you can open them directly without selecting a state.
Estimate employee contributions, employer matching and projected long-term 401(k) growth.
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Estimate contributions, potential deduction eligibility and long-term Traditional IRA growth.
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Estimate Roth IRA contribution eligibility and project the potential growth of retirement savings.
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Federal tax rules apply nationwide, but state income taxes, deductions and other rules can vary significantly. This is why state selection is required only for calculators where location materially changes the result.
Federal income tax rules apply across the United States.
State income tax rates, brackets, deductions and exemptions can differ substantially between states.
Federal payroll taxes such as Social Security and Medicare can also affect take-home pay.
Explore calculators for major U.S. retirement accounts without having to choose a state first.
Estimate employee contributions, employer matching and potential long-term account growth.
Estimate contributions, potential tax deduction eligibility and long-term retirement growth.
Estimate contribution eligibility and potential tax-free retirement growth when applicable.
Start by choosing the calculator you need. You will only be asked to select a state when location affects the calculation.
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Select take-home pay, 401(k), Traditional IRA, Roth IRA or another available U.S. financial tool.
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If the calculation depends on state tax rules, such as take-home pay, choose the state that should apply. Federal retirement calculators open directly.
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Enter your information and review the estimated result, calculation details and important rules shown on the calculator page.
Calculator results are estimates based on the information entered and the rules modeled by Frontiers Finance. They may not include every deduction, credit, local tax, employer plan rule or other factor that applies to your individual situation.
